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Diari Valencià

Caixa Ontinyent Increases Profits by 22% and Allocates 89% to Reserves

The financial institution from Vall d'Albaida achieves 13.8 million euros in net profit in 2025 and strengthens its social work.

Generic image of euro coins and banknotes on a desk, symbolizing profits and reserves.
IA

Generic image of euro coins and banknotes on a desk, symbolizing profits and reserves.

Caixa Ontinyent closed the 2025 financial year with a net profit of 13.8 million euros, a 22% increase from the previous year, with 89% allocated to reserves and the remaining 11% to social work.

These results, presented by the bank's president, José Pla, and general director, José Francisco Sanfélix, solidify the entity's growth phase. The bank projects a new stage focused on improving customer experience, innovation, and territorial expansion, while maintaining its local banking model.
Profit before taxes reached 17 million euros, an increase of 12%. Business volume amounted to 2,802 million, up 5%, and the delinquency rate decreased to 1.81%, with a coverage of 107.75%. President Pla emphasized the entity's consolidation as a financial benchmark, maintaining its territorial banking character and commitment to the local environment.
The executives highlighted the robustness of the accounts and Caixa Ontinyent's ability to adapt to a constantly evolving financial environment. The entity is engaged in developing its new strategic plan for 2026-2028, which aims to expand digital functionalities and strengthen the direct service model in branches, offering more flexible hours and no prior appointment.
Furthermore, Caixa Ontinyent will continue its expansion process by opening new branches. After developing towards the south of the Comunitat Valenciana in recent years, it is now directing its growth towards the north to expand its territorial presence and consolidate its local banking model.
The entity's forecasts for the end of 2028 include acquiring 10,000 new clients, a business volume of 3,147 million euros, a 27% growth in credit investment (primarily for financing businesses and housing), and a 14% increase in client resources.
The proposed distribution of 2025 results, which will be submitted to the General Assembly, allocates 89% to reserves and 11% to social work. With this distribution, the budget for social work almost doubles, reaching 3.8 million euros.
During 2025, 633 social work activities were carried out in collaboration with 245 groups, benefiting over 190,000 people. For the current year, efforts are focused on high-impact projects, including a contribution of 1.7 million euros to the future Faculty of Veterinary Medicine of the University of Valencia in Ontinyent, as well as initiatives in education, training, sustainability, and support for vulnerable groups, largely channeled through the Caixa Ontinyent Foundation.

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