The entity, based in Ontinyent, has consolidated its position in the Valencian financial landscape, registering a 22% increase in its net profits compared to the previous year. This solidity is reflected in a CET1 solvency ratio of 24.26%, which triples the minimum requirements and positions it as one of the most robust banks in the sector.
The president of Caixa Ontinyent, José Pla, and the general director, José Francisco Sanfélix, detailed in a press conference that the entity's business volume already reaches 2.802 million euros, with a controlled delinquency rate of 1.81%. These results serve as the basis for the new Strategic Plan 2026-2028, which foresees significant growth.
“"We are an entity committed to people, and this plan will allow us to grow without renouncing our social essence."
The strategic plan will focus on territorial expansion towards the north of the Comunitat Valenciana, following recent openings in Alicante and Elche. The objective is ambitious: to attract 10,000 new clients and increase business volume to 3.147 million euros by the end of 2028, driven by a 27% growth in credit investment for businesses and housing.
In addition to geographical expansion, Caixa Ontinyent will commit to digital transformation, integrating artificial intelligence to personalize customer service and enhance its 24-hour digital office. However, the entity will maintain its proximity banking model, guaranteeing in-person service with flexible hours and no prior appointment.
One of the fundamental pillars of this model is social work, which this year will receive a record allocation of 3.8 million euros, almost double that of the previous year. Of this amount, 1.7 million euros will be allocated to the future Faculty of Veterinary Medicine of the University of Valencia in Ontinyent, a key project for the region. Last year, more than 190,000 people benefited from the activities of the bank's foundation.
